When will I get my first IOM travel loan bill?

Some background about this question:

  • The International Organization for Migration (IOM) provides refugees with a travel loan for the transportation cost to the U.S. The travel loan  is an interest-free loan made to refugees to pay for the cost of travel to the United States. Refugees are required to sign a promissory note to repay it before traveling to the U.S.
  • With the promissory note, refugees are responsible for each of the following:
    • Repaying travel loan through regular payments within the time schedule agreed upon with IOM.
    • Starting to make payment as soon as receiving the first IOM bill.
    • Informing resettlement agency about your changes of address.
    • Informing resettlement agency in writing to request for extension or modification on the established payment schedule and terms if facing financial hardship.
    • Failing to comply with the established payment schedule and terms will result in legal action to collect the amount past due and payable.
    • Responsible for collection costs, attorney’s fees, and interests charged if collection action is taken.
  • After arriving in the U.S., refugees should begin to receive monthly IOM bills after about three months.

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